As the name suggests, optional extras can increase the price you pay for your kit car insurance, but may give you the extra peace of mind of knowing that your kit car is well-protected after all the time you have dedicated to it.
Agreed value cover: By negotiating agreed value cover on your kit car, you have a guarantee that the amount you paid for the vehicle does not depreciate in the event of a claim.
Breakdown and legal cover: Finding breakdown cover for a kit car may be more difficult than it would for a conventional car, so you might want to consider adding it your kit car insurance policy. Opting for legal cover will cover your expenses if court action follows an accident.
If you plan on driving your kit car on the Continent, green card cover provides the most basic level of cover when travelling abroad.
If you plan on using your kit car for a special occasion, like a wedding, then you might want to ask your insurer about 'formal occasion cover'.
A great thing about building a kit car is that it is built to your own specification. In terms of kit car insurance you can use this to your advantage by limiting the size of the engine you install. The larger an engine you put in your kit car, the great risk you will represent in the eyes of insurers - resulting in higher premiums.
You might also be able to negotiate cheap kit car insurance quotes by agreeing to a mileage limit with your insurer, fitting industry-approved security devices and keeping the kit car in secure location overnight.
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